International Travel Insurance Plans Offers Stress Free trips

When traveling abroad, make sure that you have adequate international travel insurance. Because Medicare and other US health insurance outfits (HMO, employee group, PPO plans) do not cover medical expenses incurred overseas, it is essential to have some form of medical insurance for overseas trips. Travel insurance international can provide just that protection.

International trips are expensive affairs, and you might also want to purchase travel insurance international with trip cancellation benefits to protect the reservations, and ensure that last-minute cancellations do not burn a hole in your pocket. International travel health insurance offers both types of insurance.

All travel insurance international plans offer medical coverage. While one type of travel health insurance international plan also offers trip cancellation benefits, the other offers only medical coverage. Medical coverage includes emergency medical evacuation.

Trip cancellation protection reimburses the traveler for the non-refundable parts of the trip, in case of cancellation due to a covered reason. Reasons for cancellation covered include sudden occurrences such as death of a family member or traveling companion, illness, and terror attacks at the destination. The plan extends the benefits to include lost baggage and flight delays, and includes travel services such as lost passport and travel re-arrangement services.

The travel health insurance international plan covers the treatment of sudden medical conditions, and includes physician consultation, and hospitalization charges. It also covers related expenses such as surgery (if needed), medication, and diagnostics. In case of emergency, medical evacuation to the nearest or chosen qualified medical facility is also covered.

Only U.S. residents can purchase the travel health insurance international plan with trip cancellation benefits. This plan covers any medical expenses up to $25,000, extendable up to $50,000. If the plan is purchased within 15 days of the first trip payment, pre-existing conditions can be covered. Pre-existing conditions can be covered under this plan if it is bought for the full non-refundable trip cost within 15 days of making the first trip payment or deposit.

The pure medical international travel health insurance plan offers a range of maximum benefits to choose from: $ $60,000; $125,000; $600,000; or $1,000,000. If you are a U.S. citizen covered under domestic US health insurance, you are covered for pre-existing conditions up to the plan maximum, and if you are a non-U.S. citizen, the travel health insurance international plan can cover pre-existing conditions up to $3,000.

International trip cancellation insurance protects protect health and travel investments, helping the overseas traveler get the most out of the trip. Knowing that your trip and your health are covered by travel insurance international can help you breathe easy, and enjoy your overseas trip the way it was meant to be.Article Source:  Symmons frequently writes about international trip cancellation insurance.